My husband and I have been working with Neal and Altius mortgage with all 3 of our houses as well as many refinances. I will never go anywhere else. They are great to work with, trusting, knowledgeable and feel comfortable asking many questions knowing I will get great advice! I refer many friends and family and they are all so pleased and continue to use them. I am very thorough in my research as to whom I would like to use and this is the place you should go!