Pre-qualification for First Time Home Buyers in Utah

For pre-qualifications for first time buyers, call us now at (801) 542-7080. Our friendly loan officers are standing by to assist you through the loan application process. You can get pre-qualified in as little as 10 minutes at Altius Mortgage Ogden.

We understand how intimidating it can be for first time buyers to take the first step in taking out a mortgage. If you are not confident in your assets and wonder if it is possible for you to get your mortgage approved, feel free to fill out the pre-qualifying calculator on this page.

The calculator will allow you to get a better grasp of your current financial situation and give you an estimate of how much you can borrow for a home loan. You can also give us a call today and we can give you more specific numbers, as well as answer any questions that you may have. We want you to be fully informed before you enter into any mortgage agreement.


Understanding Pre-qualification

Getting a pre-qualification for your loan is a bit different from getting pre-approved. The difference is that a pre-qualification will give you an estimate of exactly how much you can borrow. On the other hand, pre-approval indicates that you have been approved for a set loan amount based on the information that you have provided. Pre-qualification usually comes before pre-approval. It is great information to have for first time buyers.

Ask Altius Mortgage Ogden today and get yourself pre-qualified for your loan. Take the first step in buying your very first home within Ogden.